Oregon Health Insurance Plans:

There are 1600 Insurance companies in Oregon, 67 of whom offer health plans. We shop around for you to get the best health coverage, the right plan, and the lowest cost. You may also want to look at Health Savings Account qualified major medical plans (HSA), Pro's & Cons of Health Insurance Plans and Frequently Asked Questions, or our page of applications and information for Short Term insurance, Student insurance and Group plans.

Health Plan Options:

This site is designed for Oregon Residents, if you are a Washington Resident please see our healthinsurancewashington.com site. If you are NOT an U.S. Resident, see get a quote for one of our international health plans.

For Please Click Here For All Other States a click will get you to plans available in your state.

Choose our Online Quote Sytem from our OregonHealth-Insurance web site.

There are basically three types of Oregon Health Insurance available in the market today. There are a number of Plans which are hybrids of the following examples:

1) Traditional Indemnity Policies:

This is "fee for service insurance". You select your Doctor, Hospital, Pharmacy etc..... and the plan will pay the qualified expenses. There are no lists of Doctors, no referral to get and no prior authorization requirements. You and your Doctor plan your treatment. Most of these plans recognize "Alternative Practitioners of the Healing Arts". This type of plan normally has a deductible which must be met prior to having services paid by a company. There are some plans which offer Doctors Office co-payments and Prescription co-payments prior to the deductible being meet.

2) Health Maintenance Organization Policies (HMO):

This is managed care. You have a primary care physician who is responsible for your needs. You have a co-payment for your office call. If there is a medical need which he can not treat you for, he will have to refer you to a specialist to treat you. You must get a referral to see a physician other than your primary care Doctor. There are various options for prescriptions on these plans.

3) Preferred Provider Organization Policies (PPO):

This is similar to Traditional Insurance as long as you use the list of Providers that you have been sent by the Insurance Company. Some plans offer options to have a co-payment for Doctors visits and Prescriptions added to the main policy.

Now that we have that out of the way, you may;

Choose our Online Quote Sytem from our OregonHealth-Insurance web site.

Go to our Oregon Health Insurance site for company and plan details, Instant Rate Quotes and downloadable applications, and consumer information on Oregon health insurance.